FinTech in a Flash: Financial Technology Made Easy

Fintech

FinTech in a Flash: Financial Technology Made Easy

by: Agustin Rubini

Central Theme:
The financial technology industry promises to disrupt the landscape of the financial services industry.

Recommendation:
Agustin Rubini’s “FinTech in a Flash: Financial Technology Made Easy” provides a basic overlay of the direction of banking and insurance. In order to navigate the ever-changing booming industry, it’s important to first understand its many facets such as crowdfunding, challenger banks, digital lending, big data, and artificial intelligence.

Summary:
FinTech has already had an enormous impact on the commercial side of business banking. FinTechs can provide improvements in business banking through specialized platforms, servicing underserved sectors, improving pricing and customer selection, reducing costs, and optimizing processes. The data banks hold is as valuable as gold, especially all of the transactional data. Commercial banks have a unique opportunity to improve pricing strategies, provide optimal products to the appropriate customers, and continuously improve underwriting practices and credit decisions.

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