Commercial Credit Process and Analytics
- Policies & Procedures
- Underwriting Standards
- Loan Administration
- Risk Limits
- Economic Capital
- Portfolio Management
- Stress Testing
- Relationship Profitability
- Credit: Conducted a review of the loan origination and closing processes at a $200 billion bank with a focus on existing nCino installation, providing recommendations and a roadmap.
- Benchmarking: Prepared a market study on CRE lending for a $100+ billion bank with a focus on wealth management to include recommendations on new products and process enhancements.
- Process: Collaborated with a global bank to design a small business lending product for its for high-net-worth clients leveraging a modern fintech origination platform with a focus on high net worth client business owners.
- Analytics: Created a “top-down” stress-test analysis for a $2 billion asset-sized bank with an accompanying “bottom up” loan-level model to address a specific industry concentration.



