Commercial Credit Process and Analytics

Efficient credit processes are key to effective risk management and speed to market. Abelian can assist clients with all facets of origination, underwriting, and asset management for financial assets.

  • Policies & Procedures
  • Underwriting Standards
  • Loan Administration
  • Risk Limits
  • Economic Capital
  • Portfolio Management
  • Stress Testing
  • Relationship Profitability
  • Credit: Conducted a review of the loan origination and closing processes at a $200 billion bank with a focus on existing nCino installation, providing recommendations and a roadmap.
  • Benchmarking: Prepared a market study on CRE lending for a $100+ billion bank with a focus on wealth management to include recommendations on new products and process enhancements.
  • Process: Collaborated with a global bank to design a small business lending product for its for high-net-worth clients leveraging a modern fintech origination platform with a focus on high net worth client business owners.
  • Analytics: Created a “top-down” stress-test analysis for a $2 billion asset-sized bank with an accompanying “bottom up” loan-level model to address a specific industry concentration.

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Abelian consultants have “sat in the chair” and made the tough decisions that financial institutions face every day.